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  • Solutions for your Business

    You've built your business, let us help you protect it.

  • Build Your Success

    We offer solutions to help you build, manage, and preserve your business.

  • We're here for you 

    Our team of experts understand the obstacles of owning a business owners encounter throughout the business life cycle and are devoted to ensuring your goals are reached

Identify, Protect, and Harvest the Value of Your Business

Wealth Planning as Unique as Your Business
Your plan should be based on your business and goals. We are devoted to creating a balanced plan to suit your needs.

Business Solutions

Level Four Business Services is a multi-disciplinary platform with a proven process to provide high-quality advice to businesses. We work with the business owner to define the current state of their business, pinpoint what they value most, and envision their eventual exit. We then deliver a plan for the business at every stage of the owner’s life to identify, protect, harvest, and manage the value they’ve created.
  • Tax Planning
  • Exit Planning
  • Employee Retention
  • Asset & Risk Management
  • Executive Benefits
  • Retirement Plan Consulting
  • Buy-Sell Consulting
Personal Retirement Income
Key Person Protection
Business Succession
Executive Benefits
Exit Planning

Personal Retirement Income

For many Business Owners, their business is intended to be their retirement whether that means working less and letting children or key employees run the company or an intent or desire to sell the business. While entrepreneurs are used to facing tremendous risks, the risks of children not having a desire or ability to continue a business, key employees leaving when the business owner decides to retire, or not having a qualified buyer at the time of retirement are risks that can be addressed now in order to provide certainty for tomorrow.
Depending on your business’ structure and cash flows you may be able to create a stream of tax-free retirement income using corporate assets. In some instances, the business can receive tax deductions tied to the funding of the plan.

We can help you fund your future personal retirement through your business.

Key Person Protection

What would happen to your business if you were to pass away or require care due to illness?
Would your top employees stay?
Losing a key employee can be devastating to a business as it often leads to lower sales and earnings, as well as increased hiring and training costs. In addition, an uncertain future for a business can lead to key employees leaving for positions with competitors.

Key-Person Insurance protects against these risks.

Considerations

Key Person Insurance can be customized to cover risks that are specific to your business. Some considerations in designing your plan are:
  • Disability income protection
  • Providing a “Stay Bonus” agreement with top employees
  • Funding a Buy-Sell agreement with partners
  • Establishing a Split-Dollar benefit to provide coverage for the Key Person’s family
  • Including the ability to create tax-advantaged retirement benefits

Our Process

At LFBS we will help you place a value on yourself, as the owner, or a key employee that will consider current compensation, profits attributed to the employee, and the employee’s future benefit to the company in order to purchase the right benefit structured in the right way.

Business Succession

You’ve worked hard to build a successful business that has positively impacted your family and the families of your employees and customers. Now what? What is the next step to secure your business’ future?

Business Transition and Succession Planning helps business owners make key decisions on transitioning into a new ownership structure as well as how that move can impact their families and person retirement planning. You may want to cash-in on the success of a business by selling it, let heirs or key employees take over the business, sell the business to your employees, or buy out other partners now or in the future.

Just as a business plan is vital to the on-going success of your business, a proper business succession plan is vital the the continued success of your business after you are gone.

Customized Insurance-Driven Solutions

Level Four Insurance Services has decades of expertise in providing customized solutions for owners including:

  • Buying out partners now or in the future
  • Selling to partners now or in the future
  • Future sale to a Key Employee
  • Selling to all employees (ESOP)
  • Transitioning to a family member while not disinheriting heirs

Access to Capital

One key differentiation to working with our firm is the ability to access resources throughout our network of companies. In particular to your business, our sister company, CRI Capital Advisors, connects businesses to the Private Equity markets to raise money for an outright sale, recapitalization, or capital infusion. To learn more about how CRI Capital Advisors helps businesses like yours please visit www.criadv.com.

Executive Benefits

How do you make sure that your most valuable assets – your top executives – feel rewarded, valued and motivated to continue making your company great? Creating an executive benefits program helps give them long-term financial stability. We’ll help you to build the best executive benefits package for your company and its key people.
Good help is often hard to find – as the adage goes. With today’s low unemployment rates it is becoming even harder to retain the good help you are fortunate enough to find. According to Fortune Magazine, 87% of employers said that improving employee retention is a critical priority for their organization in 2017.

Your competitors offer a Profit Sharing Plan as well as attractive compensation and bonus structures. How will you be able to offer something substantially different while at the same time protect yourself from wasting corporate assets on talent that doesn’t work out?

Strategies

We work with you to customize a plan that fits your business’ goals while addressing concerns regarding control, expenses, and taxes. Our plan offerings include:
  • Plan Design & Administration
  • Executive Bonus Programs
  • Supplemental Executive Retirement Plans
  • Nonqualified Deferred Compensation
  • Corporate-Owned Life Insurance

These types of plans can be implemented in virtually any business, regardless of size or structure, and will allow your business to offer extremely attractive benefits to top talent, giving an increase to your recruiting power.

Exit Planning

You may not be ready to transition your business
…but we can help.
Our Multi-Step process will help you understand and align your personal, financial, and business goals in order to harvest the maximum value from your business:
  1. Identify Value: Using recasted financials and market data to identify the range of value of your business on the open market.
  2. Protect Value: Implementing a risk management strategy to protect the value of your business if something were to happen prior to your exit.
  3. Build Value: Improving your business efficiency and management processes to increase your intangible value which leads to a higher multiple.
  4. Harvest Value: Deciding when and how to exit your business and which exit option to use to maximize value on the best terms for you and your family.
  5. Manage Value: Developing a plan to manage assets, risks, and retirement income after your exit.
For more information and to begin your path to

Exiting With Success

contact Luke Britt of Level Four Business Solutions at 866.834.1040.

Schedule a Consultation


About Level Four Business Solutions

Level Four Business Solutions, LLC is a multi-disciplinary platform with a proven process to provide high-quality business advice. Our consultative approach keeps the business owner in the driver’s seat and refines your vision of where you are, what you value most, and where you want the business to be when you’re ready to exit.

Owning and running a successful business is a rewarding journey. Those who have built a great business have shown the necessary drive, sacrifice, and endurance to reap the rewards from what they have sown. To harvest the value that you have built, it is crucial to design and implement a plan that will protect and grow its value now and through the future transition of your business.

What Makes Us Different

Our team is made up of specialists in varying fields; together represent a truly vast knowledge base. We work with the other divisions of Level Four Group, under Level Four Advisory Services as well as the other portfolio companies of Carr, Riggs, and Ingram to provide a uniquely holistic approach to our planning process.
We understand the obstacles you encounter through your business life cycle and take steps to maximize your business and its value.

Business Solutions Team

Our team of specialists can help you succeed on your financial journey.

Insurance & Risk Management
  • Life
  • Long-term Care
  • Medicare
  • Fixed & Variable Annuities
  • Corporate Retirement
  • Pooled Employer Plan
Learn More about our Insurance Agency
Capital Management
  • Equity SMA Strategies
  • Fixed Income SMA Strategies
  • Asset Allocation Models
  • Crypto
  • Alternative Investments
Visit our Capital management Solutions
Financial Planning
  • Estate Planning
  • Family Needs Planning
  • Insurance Planning
  • Investment Management
  • Organize & Analyze
  • Retirement Planning
  • Tax Planning
Fill our out WKYUAN form
Business Solutions
  • Tax Planning
  • Exit Planning
  • Employee Retention
  • Asset & Risk Management
  • Executive Benefits
  • Retirement Plan Consulting
  • Buy-Sell Consulting
Learn More about Our Business SolutionsVisit Level Four's Planning
Advisory Services
  • Corporate Retirement Plans
  • Pooled Employer Plan
  • Plan Assessment
  • Investment Management
  • Fiduciary Support
  • Investment Review
  • Plan Enrollment
  • Financial Education
Learn More about Our Advisory ServicesVisit Level Four's Planning
Private Client Services
  • Estate Planning
  • Multi-Generation Planning
  • Advanced Planning
  • Retirement Plan Consulting
  • White Glove Services
Learn More about Our Sports & Entertainment ServicesVisit Level Four's Planning

Ready to get started?

Contact  Level Four to find out how you can begin to pursue the life you dream.

Corporate Contact Information

12400 Coit Road, Suite 700 Dallas, TX 75251
Office: (866) 834-1040  |  Fax: (866) 763-9136  |  Email: [email protected]
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Level Four Financial

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Check the background of your Financial Professional on FINRA’s BrokerCheck. We take protecting you data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information. © 2021 Level Four Financial, LLC Member FINRA/SIPC Disclosures Representative Login | Representative Email 

Level Four Capital Management
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Investment advice offered through Level Four Capital Management, LLC, an SEC registered investment advisor. The content herein is derived from sources believe to be reliable and accurate. The information contained herein is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for informational purposes only, and should not be considered as a solicitation for the purchase or sale of any security.

Level Four Advisory
Privacy Policy | Form ADV Part 2A | Form CRS
Check the background of your financial professional on FINRA's BrokerCheck.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Securities offered through Level Four Financial, LLC, a registered broker dealer and member of FINRA/SIPC. Advisory services are offered through Level Four Advisory Services, LLC, an SEC-registered investment advisor. Accounts carried by Raymond James & Associates, Inc. Member New York Stock Exchange/SIPC. Neither Level Four Financial, LLC nor Level Four Advisory Services, LLC offer tax or legal advice. Please contact your tax or legal professional for specific information regarding your individual situation. Level Four Financial Registered Representatives associated with this site may discuss and/or transact securities business only with residents in states where they are registered. Please refer to https://brokercheck.finra.org for additional information.
Level Four Group, LLC is a division of CRI Capital Group, LLC, a subsidiary of CRI Advisors, LLC. “CRI" is the brand name under which Carr, Riggs & Ingram, L.L.C. (“CPA Firm”) and CRI Advisors, LLC (“Advisors”) and its subsidiary entities provide professional services. CPA Firm and Advisors (and its subsidiary entities) practice as an alternative practice structure in accordance with the AICPA Code of Professional Conduct and applicable law, regulations and professional standards. CPA Firm is a licensed independent CPA firm that provides attest services to its clients, and Advisors and its subsidiary entities provide tax and business consulting services to their clients. Advisors and its subsidiary entities are not licensed CPA firms.
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